I gotta say it. This time of year is my favorite. It is the only time of year that we have extra money around the house. We usually do really well with our tax refund, and most years we have our money by my birthday. It's nice to be able to celebrate by going to a nice restaurant, even though my definition of nice is probably way different than everyone elses. Ten days after my birthday is Valentine's Day, which is always fun. Junior always gets me the perfect gift, and the kids love buying me things. And let's face it; we all love being the center of attention every now and then.
But all too quickly, reality sets in, and we have to be all grown up and pay some bills. This year we need a new car, and we owe a little bit of money that we borrowed last year. Unlike most people, we do not use credit cards, so we don't buy things unless we can pay with cash. This has helped us to Reduce Debt and allows us to think before spending serious money on things. It always helps to think about a big purchase, and not be impulsive with our spending. But, for a few weeks in February, it's nice to be able to buy the things we have put off all year. You know, like socks and underwear. Or maybe a new digital camera...
6 comments:
A digital camera is always nice :) I always think of it as a required item in our house -- what else will capture the memories that will last a lifetime!
good for you for not using credit cards..i think they are evil incarnite...
I think we're all trying to be more careful with what we buy. Thanks for sharing.
I wish we were as good as you with the spending. A new digital camera sure sounds like fun.
Just like you guys we pay everything with cash instead of credit cards. It does make you think about your big purchases more.
I say...get you that digital camera!
I'm with you about credit card debt! I don't know how many times we've scrambled with too much debt. Now we have zero credit card payments because we are treating credit cards like checks. Immediately after purchasing it's off to the bank online to pay the bill. This way nothing ever piles up and gets out of control. (This I have my husband do and at least one of us is in control of the spending LOL! But it works!)
Post a Comment