Thursday, March 17, 2011

Insurance...I Don't Have Any

I don't have any life insurance on myself.  I know I should, especially now that it is just me and the kids.  My only problem is that I am not sure I could afford the monthly payments right now.  Heck, I don't even have any type of health insurance for myself.  I am thankful that the kids qualify for medicaid, because if they didn't, I am not sure what I would do.  Ryan's ADHD medicine alone would break me every month.  I can't even think about shelling out money for any kind of insurance right now, whether it be Burial Insurance or health insurance.

I would like to look into some type of no medical exam life insurance that I could get online or something, as long as it has a very reasonable monthly payment.   I was also thinking about going down and applying for medicaid for myself, since I technically have no income right now.  Well, I have very little income right now.  I don't know a thing about medigap or any of the other supplemental insurances, but I am sure if I had to, I could learn pretty quickly, especially if it gets me in to see a doctor.  Or a dentist.  My wisdom teeth have been giving me a fit for years now, but I haven't been able to afford having them taken out.  It would be nice to be rid of them, though.

For now, I guess I will have to wait and see what is going to happen.  Hopefully, when I start working, I will be able to get some health insurance for myself.

1 comment:

Kim Harris said...

Don't feel bad. There are lots of people with no health insurance. We don't even have dental. My husband has the health, but his job doesn't provide any dental. Hopefully, I'll generate extra funds with my blog to at least get dental insurance for the family. Anyway, keep up the good work!