Now that I am on my own with the kids, I am finding out how hard it is to repair my credit. While married, I let my credit slip, and it is so hard getting it back on track. I am not sure what my actual credit score is, but I do know it is not where it should be. I had trouble having my power turned on at the new place because of it. I actually had to have someone sign as a guarantor.
I know it's pretty simple to find your free credit score online, and knowing this can help get my credit back where it needs to be. This is one of the things that I really want to do for myself. I am learning the importance of paying my bills on time, and I really want to start this new chapter of my life on the right foot.
Speaking of my new life, the kids and I are really loving the new place. The only thing we miss is television. I can't afford cable right now, so we have been watching a lot of movies. I plan on setting up netflix through the wii, but I just haven't had the time. I feel like I am never at home anymore. Today was the first time all week that I had time to actually relax. I also cleaned my house, because I want to start a new work week with a clean house.
It's a lot more calming to come home to a clean house.
1 comment:
Having a good credit score is very important. It helps in everything from getting a loan to getting a better rate on your car insurance. I remember a friend that always paid cash for everything and because of that she had no credit rating!!! She had no debt!! The important thing is not how much you make but how much you spend. So long as you spend less than you make you'll be in good shape. Amazing what you can do without.... try explaining that to the kids though... tough.
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