I have never really given much thought to identity theft, mainly because I don't think anyone would want to be me. I mean, my credit score is horrible right now, so getting credit under my name would be impossible. I am working on improving my score, since I am now the only one responsible for it around here. I have been trying so hard (and succeeding!) to pay all my bills on time. Since everything is in my name only now, it is important that I start out on the right foot.
Once I do have my credit back where it should be, I will do everything I can to make sure it stays there. I plan on keeping an eye on it using one of those free credit score sites to make sure no one tries to bring me back down.
I lived my entire married life thinking our credit score didn't matter. I realized quickly once I was on my own just how important it is. When I first got my license, I needed car insurance. I called around for quotes, knowing it would cost an arm and a leg because I was a new driver. What I didn't expect was being turned down by several insurance agencies because of my credit score. I had no idea such a thing would matter to them.
Thankfully I was able to get insurance, even though I do pay quite a bit for it. Hopefully, once I establish some good credit in my own name, I can shop around for a better deal.
No comments:
Post a Comment